What is a consequence of accumulating excessive points on your driving record?

Accumulating excessive points on your driving record can lead to possible license suspension or revocation, which is a significant consequence for drivers. The point system is designed to encourage safe driving by penalizing behaviors that pose a risk on the road, such as speeding or reckless driving.

When a driver accumulates too many points within a specified period, the Department of Motor Vehicles (DMV) will take action to prevent unsafe driving. This could entail suspending or revoking the driver’s license for a designated time, emphasizing the seriousness of repeatedly violating traffic laws. Such actions are intended to protect both the driver and the public from the dangers associated with high-risk driving behavior.

The other options, while they may happen in different contexts, do not capture the severity of the consequences tied to excessive points as accurately as the possibility of suspension or revocation of the driver's license. Increased insurance rates typically occur as a side effect of having points, while a warning letter may not sufficiently address frequent infractions, and lowering of DMV fees does not relate to the consequences of point accumulation.